Disclaimer

1. General Disclaimer

The content presented on this website (the "Site") is for general informational purposes only.

Nothing on the Site constitutes:

• financial product advice,
• investment advice,
• a recommendation or opinion intended to influence financial decisions, or
• an offer or invitation to buy or sell any financial product.

Information is provided on a general basis and does not take into account your personal financial circumstances, objectives, or needs.

2. No Guarantee of Returns

FWOS Pty Ltd (ABN 29 079 236 169) does not guarantee:

• any particular investment outcome,
• rate of return,
• performance result, or
• capital preservation.

All investments carry inherent risks. The value of financial products may rise or fall.

Past performance is not indicative of future results.

3. Options Trading Risks

Options and derivatives trading involves significant risk, including, but not limited to:

• loss of some or all of your capital,
• time decay (theta) reducing option value,
• volatility risk and extreme market movements,
• liquidity risk affecting the ability to enter or exit positions,
• counterparty risk,
• leverage risk magnifying gains and losses,
• pricing inefficiencies,
• event-driven risks (earnings, macro announcements), and
• general market, sector, or economic risk.

You should only invest funds you can afford to lose and ensure you fully understand the risks involved.

4. Retail & Wholesale Clients

FWOS Pty Ltd provides services to both retail and wholesale clients.

Retail clients should refer to our Financial Services Guide (FSG) and relevant Product Disclosure Statements (PDS) before making any investment decision.

5. No Personal Advice

All information on this Site is general in nature.

FWOS does not provide personal financial product advice unless expressly stated otherwise.

You must seek independent financial, legal, or tax advice tailored to your individual circumstances before making investment decisions.

6. Regulatory Status

FWOS Pty Ltd operates under an Australian Financial Services Licence (AFSL).

However:

• access to certain information or materials on this Site does not constitute the provision of a financial service in all circumstances; and
• FWOS is not obligated to provide financial services to any person unless a formal client relationship has been established.

7. Accuracy of Information

While FWOS endeavours to ensure information on this Site is accurate and current, no warranty or guarantee is provided regarding:

• accuracy,
• completeness,
• reliability,
• suitability, or
• timeliness.

Information may change without notice.

FWOS is not responsible for typographical errors, omissions, or outdated content.

8. Limitation of Liability

To the fullest extent permitted by law, FWOS Pty Ltd (ABN 29 079 236 169), and its directors, officers, employees, contractors, and agents are not liable for any loss or damage arising from:

• use of this Site,
• reliance on information contained herein,
• technical issues, errors, or interruptions,
• third-party actions, or
• investment decisions made by users.

This includes direct, indirect, incidental, punitive, special, or consequential losses.

9. Third-Party Links

This Site may contain links to third-party websites.

FWOS:

• does not endorse or approve third-party content,
• is not responsible for the accuracy, reliability, or security of such sites, and
• is not liable for any loss arising from use of third-party links.

Access to external websites is at your own risk.

10. Contact Us

If you have questions or require further information regarding this Disclaimer, please contact:

Email: info@fwos.com.au

Company: FWOS Pty Ltd (ABN 29 079 236 169)