Terms & Conditions

1. Acceptance of Terms

By accessing or using this website (the "Site"), you agree to be bound by these Terms & Conditions ("Terms").

If you do not agree with any part of these Terms, you must immediately discontinue use of the Site.

FWOS Pty Ltd ("FWOS", "we", "our", "us") may update these Terms at any time without notice. Continued use of the Site constitutes acceptance of the updated Terms.

2. Eligibility

FWOS Pty Ltd (ABN 29 079 236 169) provides services to Australian investors.

By accessing this Site or engaging with FWOS, you represent that you are over 18 years of age and viewing this content from within Australia.

3. General Information Only – No Financial Product Advice

All information on the Site is provided for general informational purposes only and does not:

• constitute financial product advice;
• constitute a recommendation or opinion intended to influence any financial decisions; or
• consider your personal financial situation, objectives, or needs.

You must obtain independent professional advice before making any financial or investment decisions.

Nothing on this Site constitutes an offer, invitation, solicitation, or recommendation to invest.

4. Risk Warning

Options trading and derivatives involve significant risks, including the potential loss of your entire investment.

You acknowledge and agree that:

• past performance does not indicate future results;
• options strategies may not be suitable for all investors;
• market conditions can change rapidly and unpredictably;
• you alone are responsible for understanding and managing your investment risks.

FWOS does not guarantee returns, performance, or capital preservation.

5. Intellectual Property

All content on this Site—including website design, layout, text, graphics, images, logos, icons, data, and software—is the exclusive property of FWOS Pty Ltd or its licensors.

You may not reproduce, modify, distribute, transmit, publish, display, or create derivative works from any part of the Site without prior written consent from FWOS.

6. Third-Party Links

The Site may contain links to third-party websites.

FWOS:

• does not endorse, control, or take responsibility for third-party content;
• is not liable for any loss or damage arising from your use of external links.

You access third-party websites at your own risk.

7. Limitation of Liability

To the maximum extent permitted by law, FWOS Pty Ltd (ABN 29 079 236 169) and its directors, employees, contractors, and agents are not liable for any:

• direct, indirect, incidental, punitive, special, or consequential loss;
• damages arising from your use of or reliance on the Site;
• errors, omissions, interruptions, delays, or inaccuracies in the information provided.

You use the Site entirely at your own risk.

8. No Warranty

FWOS makes no guarantees or warranties, express or implied, regarding:

• the accuracy, completeness, or reliability of the information on the Site;
• uninterrupted or secure access;
• the suitability of any content for your purposes.

All information is provided "as is".

9. Privacy

Use of this Site is also governed by our Privacy Policy, which forms part of these Terms.

By using the Site, you consent to the handling of your information in accordance with that policy.

10. Governing Law

These Terms are governed by the laws of Queensland, Australia.

You agree to submit to the exclusive jurisdiction of the courts of Queensland (and the Commonwealth courts of Australia) for any disputes arising out of or relating to these Terms.

11. Contact Us

If you have questions about these Terms & Conditions, please contact:

Email: legal@fwos.com.au

Company: FWOS Pty Ltd (ABN 29 079 236 169)